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Auto Insurance in Colorado Springs, CO

An auto insurance policy can help protect you financially if your vehicle gets damaged or involved in an accident. If you’re overwhelmed by your options in the market, the agents at Las Palmas Insurance Services are here to help you choose the right policy.

What Do Auto Insurance Policies Cover? auto insurance

A typical auto insurance policy may cover the following:

  • Comprehensive coverage may cover damage caused by noncollision events such as fire, burglary, vandalism and certain natural disasters.
  • Collision coverage may cover damage to your vehicle if you hit an object, a tree or another vehicle.
  • Liability coverage may be helpful if you were found liable for inflicting bodily harm to a third party or causing damage to someone else’s property.
  • Medical payments coverage may pay you and your passengers’ medical expenses after an accident.
  • Uninsured/underinsured motorist coverage may cover damage to your vehicle if you were hit by a driver with insufficient coverage. It may also be beneficial if you were a hit-and-run victim.

How Much Is Car Insurance in Colorado?

The cost of car insurance in Colorado may depend on your chosen insurer. The following factors could influence the amount of your premium:

  • Your age and location
  • The make, model and year of your vehicle
  • Your credit and claims histories
  • Your driving record
  • Your deductible
  • Driving courses you may have taken

The following are some ways you can save on auto insurance:

  • Bundle your auto and home insurance policies together.
  • Maintain a clean driving record.
  • Lower your coverage on older vehicles.
  • Include multiple vehicles in a single policy.
  • Take defensive and safety driving courses.

Where to Get Auto Insurance

Contact Las Palmas Insurance Services to request a personalized quote.